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Why is Financial Freedom important to you?

Let's talk about legacy. The term generational wealth is very popular to hear, but what does that mean to YOU?  If I'm honest I was not always future focused in regard to leaving a legacy or fully understanding what that looks like.  I remember growing up and seeing all my mom sacrificed to provide for us, that’s where my drive comes from. She truly made ways out of no way as a single parent. I remember her working long hours, early mornings and late nights. Taking on side hustles any chance given to make it. For most people, there is a HOPE for more and that is not a bad thing. So, what is your “why”? Wealth and building something...

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How to have a Healthy relationship with money?

Why is having a Healthy Relationship with money a topic that needs to be discussed? A topic that YOU most likely need to read and have rooted in you.  Most people did not grow up into wealth, learning about the basics of money management and possibly grew up where lower income classes were prevalent.  Having this understanding that how we grew up, what we saw in regards to "struggle" or lack, may have an affect on our current mindsets about money is necessary to tackle.   Why? This mindset may be subconsciously hindering your financial disciplines and hope because you do not see that a silver lining in your money management journey is possible.  But it is. And that is why I'm...

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How to Save For Your Emergency Fund?

If you car broke down, your house needed repairs, or life just presented unexpected expenses as it does, do you have the money saved to pay for it all?  In 2019 it was reported that more than 25% of Americans do not have an Emergency Fund, according to Market Most people consider their credit cards as an option to use for unexpected repairs, but we must remember that credit cards have to be paid back and sometimes come with high interest rates.  Setting aside money and building your Emergency Fund could save you the stress, time, and energy WHEN unexpected expenses come up.  2 years ago at almost midnight my dog started randomly coughing up blood and as a dog...

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How do I prepare my budget?

You prepare a Budget by starting. Simple and straight to the point , right? Well, let's go further. Now there is practicality when looking to grow your relationship with money, so let's look at those things.   What is a Budget? A Budget is a defined financial plan for a period. Why do you need a budget? You need a budget because it helps you keep track of where your money is allocated, it gives you a goal to look forward to, it roots discipline in you. Now that you know what a budget is and why need it, let's review how to prepare one. Jasmines tips:     1. Create some space where all of your bills are written out....

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What's to come from My Budget Binder?

Can I first start by saying thank YOU for coming along the ride.  Although we are just getting started as a company, we haven't even reached our peak. Now, you may have read our "About Me" section, but I would love to give you a deeper look into where we are headed.  While having your very own MBB is necessary and an impactful tool to assist you or help further your financial journey, I am aware others need a more 'hands on' experience.  So, coming soon I will be opening limited one-on-one budget coaching. Make sure you are signed up for our email list for special updates. MEN! I have heard you and with our next launch in July I...

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